Chapter 13 is known as a debt consolidation or repayment plan bankruptcy. It is typically used by those who
cannot qualify for
Chapter 7 or those who wish to repay some or all of their debt. A Chapter 13 Discharge will eliminate
your dischargeable debts and allow you to have a fresh start.
If you own any non-exempt property, you must pay at least as much
to your creditors as they would receive in a
Chapter 7 or you cannot complete your plan. Most debtors do not own any non-exempt
property and thus can keep all of their property without paying more.
To find out more, please call or email us to schedule a
free consultation to see if you qualify.